NUSD Benefits General Information Page

Thank you for your interest in the Novato Unified School District Benefit Plans.

NUSD offers Health, Vision & Dental plans to eligible employees.

Voluntary supplemental benefit plans are available including Disability Plans, Flexible Spending Plans, Commuter Benefits and more.

NUSD EMPLOYEES

OPEN ENROLLMENT

Open Enrollment Period: August 26, 2024 – September 16, 2024

During the Open Enrollment period, you have the opportunity to enroll for medical, dental and vision coverage or make changes to your existing coverage by simply filling out new forms and providing proper documentation for dependents. Watch for an e-mail re: Open Enrollment

Health Benefit changes can be made any time of the year when you have a qualifying event. Some examples of a qualifying event are shown below:

Click here for the Qualifying Life Events List & Enrollment Form

NUSD Employees Open Enrollment Period for Plan Year 10/1/2024 – 9/30/2025

~~~ August 26, 2024 – September 16, 2024 ~~~ ​

Kaiser benefit rates have slightly increased – Please refer to the Benefit Rate charts for your current and new contribution amount effective with a September payroll deduction for October coverage. Our NUSD Contribution to medical coverage has also increased, and dental and vision are still at no cost to our employees!

This is your opportunity to:
  • For all employees at .5 FTE to 1.0 FTE – Enroll or make changes to your existing medical, dental and/or vision coverage, and add or remove dependents. Refer to the attached Kaiser, Delta and VSP enrollment forms.
  • Dependent VERIFICATION – If you are adding a new dependent, please refer to the Eligibility Guidelines Form.
  • Changes will be reflected on your September month-end paycheck and will become effective October 1, 2024.
  • The deadline to submit open enrollment forms to the District Human Resources Department is Monday, September 16, 2024.
  • For changes needed outside of the Open Enrollment Period – See attached Qualifying Life Events.
  • No changes = No Action Needed.
*CLASSIFIED – Updated information regarding the District’s VSP vision plan coverage: Classified, NUSD and CSEA negotiated a change in the VSP plan to provide frames and lenses every 12 months, rather than every 24 months, and this change to our plan coverage starts in the new plan year, starting October 1, 2024. Certificated are following up with their plan to negotiate a change in the following year, so certificated 2024/25 rates have been lowered.

Please contact Carole Mencarelli with any questions or changes you may have at [email protected] / 415-493-4202

Kaiser Health Plans

FOR PLAN YEAR 10/1/2024-9/30/2025

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Delta Dental Plan

VSP Vision Care

American Fidelity Assurance Company

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As an NUSD employee, you do not contribute to State Disability Insurance

American Fidelity offers a variety of voluntary supplemental benefits including Disability Insurance and Section 125 Plan.

American Fidelity’s Plan Year is 10/1/2024 – 9/30/2025

Open enrollment continues through September 09, 2024

Please visit: https://enroll.americanfidelity.com/E236665B

Overview 2024

 

OPTUM Bank Health Savings Account is designed to work with the Kaiser HSA High Deductible Health Plan. The money goes in tax-free, grows income tax-free and comes out income tax-free when you use it for qualified medical expenses. You can carry unused funds from year to year. For more information, please visit

www.optumbank.com/

You may take a pre-tax payroll deduction of up to $315.00 for both transit and parking products.

With this program you can load a Clipper Card and or a credit card with cash or purchase a SMART Train Pass.

SMART Train offers the ECO Pass to educators for $155.00 per month.

Contact your benefits coordinator if you want to purchase Commuter Products. (415) 493-4202

Commuter Benefits Welcome Flyer

403(b) / 457(b) Plan Enrollment

For a general outline of plan benefits, contribution limits, check out our Envoy 2025 Plan Highlights.

SRA – Salary Reduction Agreement 403(b) (TSA) Plan

Anthem Employee Assistance Program

Anthem Employee Assistance Program with Blue Cross and Blue Shield, offers a wide variety of urgent, emergent and routine support and resources for Work and Life issues with a goal of helping to improve the health of our communities. EAP offers Professional counseling, Educational podcasts, Online support and more. As an NUSD employee, you may access these FREE invaluable resources (yes, FREE) via telephonic clinical consultation, working with an EAP Network Counselor for:

  • Adult Care Resources
  • Alcohol
  • Childcare Resources
  • Dependent Care
  • Disability
  • Drug
  • Emotional/Psych
  • Employer / Work Related
  • Family Problem/Child
  • Financial Services
  • Health Plan – Behavioral
  • Health Plan – Disease Mgmt
  • Legal
  • Marital/Couple
  • Medical
  • Wellbeing Resources, etc.
 

Use this link to get started with our school district’s program with Anthem:

NUSD Anthem (Log in company name as Novato)

EAP Anthem Employee Assistance Program Flyer